Unfairpak Forum - How Farepak Stole Christmas

On Friday 13th Oct 2006 - Farepak Hampers went into administration. Over 100,000 customers were told that no food hampers or vouchers or other goods will be supplied this Christmas as promised, and no refunds! Share your thoughts here...
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 Post subject: HBOS Transcripts
PostPosted: Wed Aug 15, 2012 8:01 pm 
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Okay guys. It is gonna cost us £450 to get the transcripts we need NOT £15,000. It is still a lot of money. A friend who is fighting HBOS in a different manner came up with the idea of trying to get 450 people to donate a £1. Another friend came up with the idea of trying to get 45 people to donate £10.

I am thinking MP's, MSP's Welsh Assembly members who have all shouted out about Farepak and HBOS - would they help us? Would they donate £10 each so that we can get these transcripts?????

Does anybody have any other ideas - suggestions please :)

I will quite happily draft letter/email for us to send to our respective MP's asking them to continue to support our cause and HBOS need to be investigated so we need those transcripts!

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 Post subject: Re: HBOS Transcripts
PostPosted: Wed Aug 15, 2012 8:19 pm 
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http://www.pleasefund.us/help/define-your-project


We could pitch our requirements here??????

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 Post subject: Re: HBOS Transcripts
PostPosted: Wed Aug 15, 2012 11:35 pm 
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got to be worth a try , nothin to lose :)

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 Post subject: Re: HBOS Transcripts
PostPosted: Thu Aug 16, 2012 8:03 am 
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I've emailed a campaigner asking for advice on how to go about raising £450 for this type of thing will let you know what he says :)

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 Post subject: Re: HBOS Transcripts
PostPosted: Fri Aug 17, 2012 6:52 am 
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suzy, let me know if l can send you a donation to help with the costs and l will send a cheque to you :)

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 Post subject: Re: HBOS Transcripts
PostPosted: Fri Aug 17, 2012 9:55 am 
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Have spoken to journalists and we are going to do a Twitter appeal - should have it going out this weekend. Will keep you all updated xxx

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 Post subject: Re: HBOS Transcripts
PostPosted: Fri Aug 17, 2012 10:08 pm 
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Unfairpak have campaigned for truth and justice for Farepak victims for almost 6 long years now.



The case against the Directors of European Home Retail and Farepak Food & Gifts Limited collapsed spectacularly earlier on this year and Mr Justice Peter Smith slated the way that HBOS had acted in the whole debacle.



There are still questions to be answered regarding the collapse of the Group and Unfairpak believe HBOS hold those answers.



Unfairpak were well aware that Park II could have rescued Christmas, not only for 116,429 savers but also for Farepak Food & Gifts Limited itself. However, HBOS, at its most senior level and having initially called it a “neat solution” then proceeded to ‘sit’ on it for 6 weeks before pulling the plug on the entire Group. Peter Cummings was quoted by Mr Justice Peter Smith as being the “ultimate arbiter”. The moment his decision was made he knowingly allowed extra subscriptions to be received when he also knew those receipts would be exclusively destined for his bank, without warning to the depositors.



This is NOT the first time HBOS have acted in this way. The people involved in this debacle must be exposed. Farepak savers were known as “Doris”, they are not the only ones to be called that by HBOS.



Back in February of this year, our National Campaign Coordinator wrote an article in the Times wherein she stated “The outcry over politicians’ expenses and bankers’ bonuses shows that society is no longer willing to sit back and let the “fat cats” get away with it any more. We are becoming a classless, less deferential society and the Farepak fight back is another example of how the voices of the “little people” will be heard. If any good can come from the debacle, this could be it. This week a loud message has been sent: no one is above the law and, though it may take time, justice will prevail.” Suzy Hall 17th February 2011.



Unfairpak were originally told that it would cost £15,000 to obtain the transcripts from the trial. The majority of Farepak savers were women on low incomes and simply could not afford this amount. We have since been informed copy transcripts will cost considerably less and probably hundred as opposed to thousands of pounds.



Accordingly, we are asking anyone who feels inclined to help us continue the fight for justice, to support us in our quest to obtain these transcripts which may help to further highlight potentially illicit activity at HBOS. We need as many people as possible to donate £1 (or more) to our PayPal account info@unfairpak.co.uk in order to obtain the transcripts and give us a fighting fund to investigate HBOS’s role further. We might even be able to get legal advice on how to proceed. We will keep a running account of what is received and how it is disbursed, on the Unfairpak site http://www.unfairpak.co.uk/ .



Many thanks.



What our supporters have to say:-

“What happened with Farepak is absolutely outrageous and I’m not even sure it’s legal. But regardless of legalities, HBOS should pay back every penny to the victims”…Paul Moore, HBOS Whistleblower 17th August 2012

“HBOS’s handling of the Farepak and European Home Retail situation in September and October 2006 confirms that, two years prior to its own narrowly averted collapse, the bank had become congenitally incapable of acting honourably, morally or ethically — especially in view of the fact it continued to take in ‘deposits’ in September and October 2006, in the full knowledge that Farepak and EHR were headed for insolvency." …Ian Fraser, Financial Journalist 17th August 2012

It is crucial to the future of UK banking that all the ‘baggage’ about HBOS is exposed, dealt with appropriately and that such behaviour is banished from the UK financial system before we become a laughing stock. Of all the HBOS scandals, this may not have been the biggest but it was certainly one of the shoddiest. One wonders if the HBOS bosses enjoyed their Christmas dinners in 2006? Even Scrooge may have found this one a step too far? Positively “ill founded and misconceived.”…Paul Turner 17th August 2012.

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 Post subject: Re: HBOS Transcripts
PostPosted: Wed Aug 22, 2012 7:10 pm 
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REPLY REGARDING FOI - IT'S A NO GO BUT THE APPEAL IS DOING WELL!!!

Your request has been passed to me because I have responsibility for answering requests, which relate to Her Majesty’s Courts and Tribunals Service and is being handled under the Freedom of Information Act 2000 (FOIA).

We are not obliged to provide information contained in a court record. In this case, the information you are seeking is contained in any document created by a court (section 32 (1) of the Act).

The terms of this exemption in the Freedom of Information Act mean that we do not have to consider whether or not it would be in the public interest for you to have the information

You can find out more about Section 32 by reading the extract from the Act and some guidance points we consider when applying this exemption, attached at the end of this letter.

You can also find more information by reading the full text of the Act (available at http://www.legislation.gov.uk/ukpga/2000/36/section/32)

In relation to your request for transcripts, court hearings are now mainly recorded on tape although these are not the property of the court but remain with the transcribers appointed at that time. The tapes are normally destroyed after 5 years and the court is not provided with transcripts as a matter of course unless directed by the Judge. Only parties to the case are entitled to receive transcripts. Interested parties are required to apply to the court and the application is considered by the appropriate Judge on its merits. If the application is successful, a transcript can be provided at their expense and this can be very costly depending on its length. The address of the transcribers is;

Merrill Legal Solutions
190 Fleet Street
London EC4A 2AG
Tel: 020 7404 1400

We are also not obliged under section 40(2) of the Act to provide information that is the personal information of another person if releasing it would contravene any of the provisions in the Data Protection Act 1998 (DPA), for example if disclosure is unfair.

The terms of this exemption in the Freedom of Information Act mean that we do not have to consider whether or not it would be in the public interest for you to have the information.

You can find out more about Section 40(2) by reading the extract from the Act and some guidance points we consider when applying the exemption, attached at the end of this letter

You can also find more information by reading the full text of the Act (available at http://www.legislation.gov.uk/ukpga/2000/36/section/40) and further guidance http://www.justice.gov.uk/guidance/foi- ... idance.htm.
The Data Protection Act can be found at the following link: http://www.legislation.gov.uk/ukpga/1998/29/contents

I am sorry that on this occasion I have not been able to be of more assistance
You have the right to appeal our decision if you think it is incorrect. Details can be found in the ‘How to Appeal’ section attached at the end of this letter.

Disclosure Log

You can also view information that the Ministry of Justice has disclosed in response to previous Freedom of Information requests. Responses are anonymised and published on our on-line disclosure log which can be found on the MoJ website:
http://www.justice.gov.uk/information-a ... losure-log

The published information is categorised by subject area and in alphabetical order.



Yours sincerely,

Katrina Hutchins


Katrina Hutchins



London RSU
Operation/ Business Support Manager/ Kilo

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 Post subject: Re: HBOS Transcripts
PostPosted: Sat Aug 25, 2012 11:04 pm 
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Just to update - we are going after ALL the transcripts now!

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 Post subject: Re: HBOS Transcripts
PostPosted: Sun Aug 26, 2012 7:52 pm 
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