Unfairpak Forum - How Farepak Stole Christmas

On Friday 13th Oct 2006 - Farepak Hampers went into administration. Over 100,000 customers were told that no food hampers or vouchers or other goods will be supplied this Christmas as promised, and no refunds! Share your thoughts here...
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Do you intend to use a Credit Card to get through Christmas?
Poll ended at Wed Nov 22, 2006 2:02 pm
Yes 29%  29%  [ 7 ]
No 71%  71%  [ 17 ]
Total votes : 24
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 Post subject: Credit Cards
PostPosted: Wed Nov 15, 2006 2:02 pm 
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Do you intend to get through Christmas by using a Credit Card. I would appreciate your responses and any notes you want to add.

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PostPosted: Wed Nov 15, 2006 2:04 pm 
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not got one suzy had a bad experience with the credit card so it got cut up and vowed never to use them again.


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PostPosted: Wed Nov 15, 2006 2:05 pm 
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no chance


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PostPosted: Wed Nov 15, 2006 2:08 pm 
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i,m already in deabt again my sisters both helped me out a bit , one sis let me use her argos card for 200 to be paid back within 12 weeks or pay the interest as well , me other sis leant me 50 of her vouchers , but again i have to pay her back . so cant afford anymore deabt ,
i think the loan sharks are gonna love all this they,l be knockin on doors up n down the country snaring new customers into their high interest loans.


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PostPosted: Wed Nov 15, 2006 2:10 pm 
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Honestly?? Maybe if I had one, but I dont, Im older and wiser now LOL!


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PostPosted: Wed Nov 15, 2006 2:47 pm 
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Mine are all maxed so I haven't got a choice! :oops:

New Years Resolution - to sort out my finances! :D


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PostPosted: Wed Nov 15, 2006 2:55 pm 
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Will try really hard not to but for the short term fear that we may have to but we have opened an interest free card with the aim of paying back from Jan pay!! Out of interest I listened to Radio5Live the other night and heard HBoS talking about supporting their customer ( FAREPAK/EHR ) so I emailed them and asked where is my support as one of their customers too. I'm still waiting for a reply.

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PostPosted: Wed Nov 15, 2006 2:55 pm 
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No I dont have a credit card and if I did I wouldnt use it, the intrest is too much


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PostPosted: Wed Nov 15, 2006 2:56 pm 
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No I dont have a credit card and if I did I wouldnt use it, the intrest is too much


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PostPosted: Wed Nov 15, 2006 3:01 pm 
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I'll have to use a credit card at some point as our Christmas spending was mostly done through our vouchers. :evil:
The week before the Farepak collapse,we booked and paid for a week in London to go Christmas shopping;won't be much of that done now but at least it'll be a week off work.


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PostPosted: Wed Nov 15, 2006 3:03 pm 
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I used to have a 'fair few'
Not any more!!

If anyone is struggling out there with finances/creditors -
I HIGHLY recommend the following folks. :!:

http://www.cccs.co.uk/

They are not a fly by night caper. Recognised by the FSA etc...
Lets just say I know they can help you sleep a bit better after contacting them. :wink:

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PostPosted: Wed Nov 15, 2006 4:29 pm 
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YoungMan wrote:
I used to have a 'fair few'
Not any more!!

If anyone is struggling out there with finances/creditors -
I HIGHLY recommend the following folks. :!:

http://www.cccs.co.uk/

They are not a fly by night caper. Recognised by the FSA etc...
Lets just say I know they can help you sleep a bit better after contacting them. :wink:


Thanks Craig :)

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PostPosted: Wed Nov 15, 2006 4:34 pm 
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No way, never had one, never want one!


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PostPosted: Wed Nov 15, 2006 4:35 pm 
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kez_s wrote:
No way, never had one, never want one!

snap


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PostPosted: Wed Nov 15, 2006 4:55 pm 
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I've learnt a lot through all of this - much of it about personal courage, taking responsibilty and the power of teamwork.

But I've also learnt that I am going to make as many payments as I possibly can through a credit card, preferably Visa. All sorts of payments -because we can obviously never know what is going on behind the scenes of something which looks perfectly safe.

AND - I have applied for one of the cards recommended by Martin Lewis at http://www.moneysavingexpert.com where I get cashback on all my spending.

Now it is up to me to have the discipline to only buy what I have the money to pay for, to pay the card off in full every month, and never incur interest.

That is not going to be an easy lesson - but it's going to be worth it, I'm sure!


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