Unfairpak Forum - How Farepak Stole Christmas

On Friday 13th Oct 2006 - Farepak Hampers went into administration. Over 100,000 customers were told that no food hampers or vouchers or other goods will be supplied this Christmas as promised, and no refunds! Share your thoughts here...
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Do banks discriminate unfairly
No they are being responsible 10%  10%  [ 2 ]
Yes it is discrimination 90%  90%  [ 18 ]
Total votes : 20
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PostPosted: Sun Apr 15, 2007 3:34 pm 
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And customers will also pay £1.25 - up from 75p - every time they use their debit card to pay bills.

Now is this charging the customer for using their debit card online, over the telephone, going into the branch or what?????????????? Very, very vague and something we should find out about!!!

Plus the fact - how dare they charge you for using your card to pay bills.

Do Banks really wish people to go back to burrowing their money under their mattress or hide it in the floorboards? Beggars belief!

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PostPosted: Sun Apr 15, 2007 3:58 pm 
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suzy wrote:
That being said though Sue, it does state that visa are trying to offer this level of protection to visa debit card holders as well so in theory you should be safe if it is over £100 - as that is the way I read it!
:lol: :lol: I never have that much to spend Suzy. Do most of online shopping with woolies. Can get most of what i need in there :D :D

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PostPosted: Sun Apr 15, 2007 5:38 pm 
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http://www.people.co.uk/money/tm_headli ... _page.html

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PostPosted: Sun Apr 15, 2007 6:10 pm 
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http://money.independent.co.uk/personal ... 449859.ece

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PostPosted: Sun Apr 15, 2007 8:46 pm 
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NatWest is the first to ramp up its charges before the summer holidays. It is raising fees for overseas debit card deals and cash machine withdrawals from 2.65 per cent to 2.75 per cent.



They are more canny than that we were charged for taking money from the ATM in spain then a handling charge followed by the conversion charge. euro to sterling. so 3 times they took money for using the card once.

There should be a simple ideal yes use your card aboard but we will only charge you once.

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PostPosted: Sun Apr 15, 2007 8:57 pm 
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Some very intresting articles, Thanks. Especially wanted to highlight this

It's worth pointing out that HSBC already has spectacular form when it comes to cherry-picking its customers. In March, its internet and telephone bank First Direct began to levy a monthly £10 fee for anybody paying in less than £1,500 a month (earning roughly £25,000 a year) unless they had one of its financial products.

It's easy to see what's going on here: discrimination against the less well-off.

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PostPosted: Sun Apr 15, 2007 9:00 pm 
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I am busy doing some bullet points for us, so if there is anything else you find or want to have a rant about, just let me know.

Not that we aint got enough already but every little helps! :lol:

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PostPosted: Sun Apr 15, 2007 9:26 pm 
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sharon wrote:
Some very intresting articles, Thanks. Especially wanted to highlight this

It's worth pointing out that HSBC already has spectacular form when it comes to cherry-picking its customers. In March, its internet and telephone bank First Direct began to levy a monthly £10 fee for anybody paying in less than £1,500 a month (earning roughly £25,000 a year) unless they had one of its financial products.

It's easy to see what's going on here: discrimination against the less well-off.


Now is discrimination a violation of Human Rights? Not a testing question btw - we need to discover the answer :)

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PostPosted: Sun Apr 15, 2007 11:27 pm 
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http://news.bbc.co.uk/1/hi/business/4940250.stm ................ http://news.bbc.co.uk/1/hi/business/4356736.stm

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Last edited by sue7 on Sun Apr 15, 2007 11:33 pm, edited 2 times in total.

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PostPosted: Sun Apr 15, 2007 11:31 pm 
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If this isnt in the right place Sharon please move it ok :lol: :lol: http://news.bbc.co.uk/1/hi/programmes/m ... 555695.stm

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PostPosted: Sun Apr 15, 2007 11:47 pm 
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suzy wrote:
sharon wrote:
Some very intresting articles, Thanks. Especially wanted to highlight this

It's worth pointing out that HSBC already has spectacular form when it comes to cherry-picking its customers. In March, its internet and telephone bank First Direct began to levy a monthly £10 fee for anybody paying in less than £1,500 a month (earning roughly £25,000 a year) unless they had one of its financial products.

It's easy to see what's going on here: discrimination against the less well-off.


Now is discrimination a violation of Human Rights? Not a testing question btw - we need to discover the answer :)



More homework :shock:


http://www.clsdirect.org.uk/legalhelp/l ... sp?lang=en
article 14 covers discrimination Suzy.



The Human Rights Act

The Human Rights Act 1998 covers many different types of discrimination – including some that are not covered by other discrimination laws. However, this law can be used only when one of the other ‘articles’ (the specific principles) of the act applies, such as the right to ‘respect for private and family life’.

Also, rights under the Act can be used only against a public authority (for example, the police, a local council or Jobcentre Plus), and not a private company. However, court decisions on discrimination will generally have to take into account what the Human Rights Act says.

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Last edited by sharon on Sun Apr 15, 2007 11:48 pm, edited 1 time in total.

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PostPosted: Sun Apr 15, 2007 11:47 pm 
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And these Sharon :oops: :oops: http://money.guardian.co.uk/saving/bank ... 82,00.html .. http://money.guardian.co.uk/news_/story ... 35,00.html

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PostPosted: Sun Apr 15, 2007 11:55 pm 
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sue7 wrote:
If this isnt in the right place Sharon please move it ok :lol: :lol: http://news.bbc.co.uk/1/hi/programmes/m ... 555695.stm



Sue its not in the wrong place hon. This is where its supposed to be for now mate, we will have a tidy up soon. :lol: :lol:

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PostPosted: Sun Apr 15, 2007 11:57 pm 
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Okey dokey :lol: :lol: :lol:

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PostPosted: Mon Apr 16, 2007 9:35 am 
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sharon wrote:
suzy wrote:
sharon wrote:
Some very intresting articles, Thanks. Especially wanted to highlight this

It's worth pointing out that HSBC already has spectacular form when it comes to cherry-picking its customers. In March, its internet and telephone bank First Direct began to levy a monthly £10 fee for anybody paying in less than £1,500 a month (earning roughly £25,000 a year) unless they had one of its financial products.

It's easy to see what's going on here: discrimination against the less well-off.


Now is discrimination a violation of Human Rights? Not a testing question btw - we need to discover the answer :)



More homework :shock:


http://www.clsdirect.org.uk/legalhelp/l ... sp?lang=en
article 14 covers discrimination Suzy.



The Human Rights Act

The Human Rights Act 1998 covers many different types of discrimination – including some that are not covered by other discrimination laws. However, this law can be used only when one of the other ‘articles’ (the specific principles) of the act applies, such as the right to ‘respect for private and family life’.

Also, rights under the Act can be used only against a public authority (for example, the police, a local council or Jobcentre Plus), and not a private company. However, court decisions on discrimination will generally have to take into account what the Human Rights Act says.


Well done on your homework Sharon :) hmmmmmmmm rights under Act can only be used against public authority grrrrrrrrrrrrrrrr - need to check discrimination laws - perhaps we could bring test cases :lol: :lol:

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